About CoBank

Industries We Serve


Many rural Americans depend on CoBank's water customers every time they turn on the tap. Not only are many of our customers in the business of providing clean, safe drinking water to rural areas, but others also process wastewater and deliver other services.

CoBank works with water and wastewater not-for-profit associations, municipalities, and investor-owned utility companies to provide the funding required to meet their needs. A large part of this country's water delivery system dates back to the years shortly after World War II when the federal government was building out the nation's infrastructure. But during the past couple of decades federal money for those systems has been reduced and each year, according to the Environmental Protection Agency, the estimated price tag for patching up the infrastructure rises. It's been estimated that more than $335 billion would need to be spent over the next 20 years to upgrade the U.S. water infrastructure.

Get Started Today
Are you looking for water or wastewater financing? Requesting a new loan with CoBank is quick and easy. Simply complete the Online Loan Request Form and we will take it from there.

Streamlined Refinance Program
CoBank's new Streamlined Refinance Program gives U.S. rural water and wastewater providers an opportunity to refinance their existing U.S. Department of Agriculture Rural Development loans with maturities of approximately 20 years or less.

Meet one of our customers:

Talquin Electric Cooperative and Talquin Water & Wastewater
Sean Alderman, Director of Financial Services, Talquin; Tracy Bensley, General Manager, Talquin; Tim Waddle, Director of Water Services, Talquin; Kurt Morris, Lead Relationship Manager, CoBank; Julia McCusker, Senior Relationship Manager, CoBank

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